Rural Community Assistance Corporation


3120 Freeboard Drive
West Sacramento, CA 95691

Description of the agency: 


RCAC provides technical assistance, training and financing so rural communities achieve their goals and visions.


RCAC builds partnerships to make rural communities vibrant, healthy and sustainable.

These communities:

  • Have safe, affordable drinking water, and waste disposal systems
  • Provide decent, affordable housing for all residents
  • Afford all residents economic opportunity
  • Are guided by well-trained leaders who access technical and financial resources to make sound decisions
  • Embrace their ethnic and cultural diversity

RCAC's work encompasses a wide range of services including technical assistance and training for environmental infrastructure; affordable housing development; economic and leadership development; and community development finance. These services are available to a variety of communities and organizations including communities with populations of fewer than 50,000, other nonprofit groups and tribal organizations.

RCAC seeks new partnerships and opportunities to advance comprehensive community development. These core values are rooted in RCAC culture.

  • Quality
  • Respect
  • Integrity
  • Cooperation
Application Process: 

As an Intermediary, RCAC strictly follows HUD’s Housing Counseling program rules and in some cases enforces more stringent requirements. In addition, RCAC annually establishes goals for the expansion of the Housing Counseling Program which may affect your organizations acceptance into the program. Given the reduction in federal funding, RCAC limits the number of agencies in its housing counseling program. To be accepted into the program an agency must serve rural communities.

RCAC gives first priority to existing sub-grantee’s reapplying. Organizations seeking new acceptance into RCAC affiliation must submit a Letter of Interest. Upon receipt of your Letter of Interest, an RCAC committee will review your responses and determine if a pre-application will be requested from your organization. If you would like the template for a letter of interest, contact Judy Hunter at

Some basic RCAC eligibility criteria include, but are not limited to:

  • You must have an established Housing Counseling Program with at least one year experience serving a minimum of 30 one-on-one clients
  • Your organization must have funding available to operate your housing counseling program for at least one year without HUD housing counseling funds.
  • You must be able to show capacity to administer a housing counseling program.
Contact Information or for more information: 

Judy Hunter, Housing Counseling Manager