Policies

The Coalition of Housing Counseling Intermediaries serves as a leading voice in our nation’s capital for housing counselors and the network of organizations that provide more than 70 percent of the housing counseling services across the country.  Collectively, the nearly 40 organizations that make up the Coalition of Housing Counseling Intermediaries actively participate in shaping policies that provide individuals and families access to high quality housing counseling and support consumer recovery from the housing crisis.  The Coalition promotes research that demonstrates the benefits of housing counseling to homeowners and potential homeowners, educates policy makers about the role of housing counselors in helping hardworking families gain access to homeownership and advocates for policies that will help families find sustainable housing solutions.

Below are some examples of prominent research that speaks to the effectiveness and value of housing counseling

The Coalition strongly supports funding for HUD’s Housing Counseling Assistance Program and the National Foreclosure Mitigation Counseling Program administered by NeighborWorks.  These programs provide much needed resources that allow housing counseling intermediaries to leverage additional private funding and ensure that homeowners and potential homeowners have access to a trusted, nonprofit, independent housing counselor.  The Coalition also works with a wide range of stakeholders, ranging from lenders and servicers to the GSEs and federal agencies like the Consumer Financial Protection Bureau, to promote the integration of housing counseling into the mortgage process as part of the larger efforts to reform the housing finance system.  The Coalition regularly meets with legislators, senior administration officials and regulators, submits testimony to Congressional committees in support of these initiatives and hosts briefings for key policymakers and their staff throughout the year.  

See the Coalition’s Latest Policy Recommendations Here: